Refinancing

Refinance your Home Loan or Investment Loan and access a variety of loan options and competitive interest rates. Get help from an experienced Finance & Mortgage Broker at A24 Finance today!

Rated 5 from 28 Reviews

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We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are there is a better home loan available.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.

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A24 Finance

Refinancing a Loan with A24 Finance

Initial Refinance Consultation

A Finance & Mortgage Broker will take the time to understand your current loan situation and discuss refinancing options available from banks and lenders across Australia. We'll guide you through the next steps of the refinancing application process, ensuring you have access Home Loan options and the most competitive refinance interest rates.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for refinancing. We will also check eligibility for special lender policies that might benefit you.

Pre Approval

Once you receive pre-approval for the refinancing, you can move forward with confidence. We will outline the new loan amount, interest rates (both variable and fixed), and any potential interest rate discounts. Whether you are looking to reduce loan repayments, consolidate debts, or change your Home Loan term, we ensure you access loan options from banks and lenders nationwide.

Settlement

During the settlement process, your existing loan will be paid off, and your new loan will be drawn down. We will assist you in understanding all associated costs, including any fees or charges related to the refinancing.

What our clients say

JK

Jordan Kavanagh

Andrew was so helpful in getting us refinanced with a much better rate. He was super responsive when we had questions and was very informative which made the process easy!

PT

Paddy Tierney

I recently refinanced my mortgage thanks to A24 Finance, and the experience was fantastic. Andrew was professional, knowledgeable, and made the entire process seamless. He found me a great rate with a lender that suited my needs best. He ...

EK

Elyse Keyser

Andrew was fantastic to work with—professional, responsive, and incredibly helpful throughout the process. He made everything smooth and stress-free, clearly explained our options, and got us a great rate. Highly recommend!

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We have expertise in the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the right Home Loan options for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the most appropriate interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Ready to get started?

Book a chat with a Finance & Mortgage Broker at A24 Finance today.