Home Loans

Get into your first home, next home or dream home sooner with a range of Home Loan options. Get help from an experienced Finance & Mortgage Broker at A24 Finance today!

Rated 5 from 55 Reviews

Whether it's your First Home, Next Home or Dream Home, we're on your side

When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.

When looking at different Home Loan Options, it's important to understand some of the key loan attributes:

  • Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.

  • Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.

  • Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.

  • Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.

Ready to chat to a qualified Finance & Mortgage Broker?

A24 Finance

Getting a Home Loan with A24 Finance

Initial Consult with A24 Finance

Have a chat with a qualified Finance & Mortgage Broker who will understand your situation and talk you through the next steps.

Home Loan Fact Find

Your Finance & Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.

Home Loan Pre-Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

What our clients say

GC

Georgia Corbett

From the very beginning, Andrew made what felt like an overwhelming process incredibly easy to understand. As first home buyers, I knew very little about purchasing a house, but he took the time to explain every step, answer every question, and ensure we felt confident and informed throughout the entire journey. Andrew’s communication was exceptional. He was always available to talk, no matter the time, kept us updated every step of the way, and was incredibly responsive whenever we needed advice or reassurance. What impressed me the most was his dedication. He went above and beyond, even working overtime to ensure our 30-day settlement was completed on time. Nothing ever felt like too much trouble, and his professionalism, knowledge, and genuine care made the entire experience stress-free. He made us feel supported, comfortable, and confident from start to finish. We couldn’t recommend Andrew highly enough, and we’re so grateful we chose him to help us buy our first home. If you’re looking for a mortgage broker who truly goes above and beyond for their clients, look no further. Thanks so much Andrew!

F

Fergus

Superb from start to finish. Excellent communication throughout. Despite being a longer process than anticipated Andy remained on the ball. Would recommend to anyone - 5 stars!

J

Jake

We had an excellent experience working with Andrew from A24 Mortgage Brokers. From the very beginning, he was incredibly knowledgeable, professional, and always available to answer any questions we had throughout the entire purchasing process. Andrew took the time to genuinely understand our situation and worked with us to create a plan that suited our needs and goals. He made what could have been a stressful process feel smooth and seamless. We really appreciated his communication, honesty, and support every step of the way. We would highly recommend Andrew to anyone looking for a reliable and professional mortgage broker.

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We have expertise in the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the right Home Loan options for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the most appropriate interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Ready to get started?

Book a chat with a Finance & Mortgage Broker at A24 Finance today.